The exemptions, discounts, and refunds you already qualify for — so you stop overpaying on every bill.
Two seniors on the same street can pay very different bills — one filed a single form that can be worth hundreds of dollars a year, the other never knew it existed.
Lana Maynes spent thirty years processing these applications. "The seniors who saved weren't smarter — they just knew which form to ask for."
"I'm 71. I paid that bill every single year without ever asking if I had to. Turns out I didn't. I just sat there and watched this with my coffee getting cold."
"My husband passed two years ago and I've been figuring all of this out alone. This is the first time someone explained it like they were sitting at my table."
"I called my daughter right after. I told her — why did nobody ever tell us this? Forty years of working and paying, and it was sitting there the whole time."
What to know before you buy
Here is what you actually do with it: open your state's pages, file the forms listed there by name, and make the three phone calls — scripts included. What can happen as a result: a property tax bill that comes back lower from the next cycle, fees taken off your accounts, assistance credits on your utility statement, or a corrected Social Security payment. Whether and how much depends on your state, your living situation, and your income — every chapter starts with "who may qualify" so you never chase a program that isn't yours. If it doesn't help you, the 14-day guarantee means you get your $27 back.
Honestly: the property-tax chapters won't apply to you. But they are only one part of the Playbook. The chapters on utility and bill assistance, fee waivers, and Social Security apply whether you rent or own — and several states have renter credit programs that are covered in the State Directory.
You look it up — that's what the State Directory inside the Playbook is for: your state on one page, every program it offers, and the office where you file. Every chapter is also flagged with "who may qualify" so you never chase a program your state doesn't offer. Eligibility varies by state and situation.
No. Most exemptions and assistance programs can be claimed at any age past the threshold — you simply start saving from the day you file. The Playbook is honest about the rest: a few programs allow retroactive claims for past years, most don't. Each chapter tells you which is which, so you know exactly what is still on the table.
The Playbook is a PDF. Right after purchase you get an instant download, and the download link also arrives by email — so you can open it later on any device: phone, tablet, or computer. It's printable if you prefer paper. No monthly fees, no subscription, no app.
14-Day Money-Back Guarantee. If the Playbook isn't right for you, send a short note to contact@lanamaynes.com. You get the full amount back — no questions asked.